Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Beyond the credit report: How lenders can navigate the next era of mortgage credit

Nov 4, 2026 · 08:00 AM HW Media Content Studio HousingWire

Advantage Partners Solutions’ Patrick Tynan explains why new scoring options, rising costs and evolving credit requirements are changing how lenders…

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Housing Industry News

The deal closed. When do the savings start?

Nov 4, 2026 · 08:00 AM Steve Schilsky HousingWire

For homebuilders, the timing of acquisition savings often comes down to the systems and Supplier connections already in place

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Housing Industry News

The mortgage operating model after AI

Nov 4, 2026 · 08:00 AM Oren Michaely HousingWire

A persistent borrower profile could reduce handoffs and let multiple risk models run on the same evidence

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Housing Industry News

Non-QM’s two uncomfortable truths

Nov 4, 2026 · 08:00 AM Suha Beidas Zehl HousingWire

With non-QM originations projected at $175 billion in 2026, late-stage fallout is becoming a competitive cost

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Housing Industry News

Finance of America grows origination volume but reports $110M loss in Q3

Nov 3, 2026 · 11:03 PM Sarah Wolak HousingWire

Funded volume increased 24% year over year to $748 million, but higher interest rates pressured origination margins

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Housing Industry News

MSRs trade at richest levels in decades as lenders, funds pile in

Nov 3, 2026 · 10:17 PM Flávia Furlan Nunes HousingWire

From Rate’s full retention stance to UWM’s bulk sale, strategies diverge

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Housing Industry News

NIMBYs cite a 155-year-old law to thwart a San Francisco project

Nov 3, 2026 · 09:54 PM Richard Lawson HousingWire

A Reconstruction-era civil rights statute is the sole federal hook in a lawsuit over homes above a waterfront Safeway

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Housing Industry News

Why homebuilders and lot sellers no longer price risk the same way

Nov 3, 2026 · 09:24 PM John McManus HousingWire

Public homebuilder gross margins fell to about 20% from 26%, and incentives rose to about 8% to 12% of prices

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Mortgage Rate News

Mortgage Rates Move Slightly Higher After Stronger Econ Data

Nov 3, 2026 · 08:21 PM Matthew Graham Mortgage News Daily

Well... they can't all be winners. It seems as if rates could do no wrong over the past 3 days with each marking the lowest level in more than a month for…

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Housing Industry News

Social Security COLA, tax break could narrow spending gap for older consumers in 2027

Nov 3, 2026 · 08:11 PM HousingWire Automation HousingWire

Policy drivers could have implications for housing, including renovation demand and affordability assessments for older clients

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