Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

CFPB narrows enforcement practices, closes 86% of supervisory actions

Nov 5, 2026 · 07:24 PM HousingWire Automation HousingWire

Semiannual report says 1,327 of 1,552 supervisory actions were closed, and scheduled exams fell about 50%

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Mortgage Rate News

Another Decent Drop as Mortgage Rates Move Under 7.2%

Nov 5, 2026 · 07:15 PM Matthew Graham Mortgage News Daily

Yesterday, it was a drop below 7.25%. Today, the 7.20% floor was broken. Mortgage rates have been on a tear over the past month and are now back to 7.17%…

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Housing Industry News

CCM’s non-solicitation push tests limits of lender control

Nov 5, 2026 · 06:29 PM Flávia Furlan Nunes, Sarah Wolak HousingWire

Industry split on how lenders should police client and referral poaching

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Housing Industry News

Absolute Home Mortgage, First Option leaders on strengthening their partnership

Nov 5, 2026 · 06:10 PM Neil Pierson HousingWire

After years of doing business together, Matthew VanFossen and Alvin Shah have solidified their bonds through an equity deal

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Housing Industry News

Longbridge profit drop weighs on Ellington’s Q3 earnings

Nov 5, 2026 · 05:29 PM Sarah Wolak HousingWire

Longbridge net income dropped to $12.5M as origination margins narrowed and proprietary reverse securitization gains fell

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Housing Industry News

Longbridge profits drop even as Ellington’s earnings indicate resilience to higher rates

Nov 5, 2026 · 05:29 PM Sarah Wolak HousingWire

Longbridge net income dropped to $12.5M as origination margins narrowed, but the company had a record September for proprietary loan submissions

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Housing Industry News

Can Real stem REMAX’s agent attrition? Executives outline their plans

Nov 5, 2026 · 04:29 PM Brooklee Han HousingWire

Executives said integration has produced $40 million in annualized cost savings and more than 150 job cuts

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Housing Industry News

Onity Group returns to profitability on servicing gains

Nov 5, 2026 · 03:58 PM Sarah Wolak HousingWire

Net income improved to $3.5 million and the company reported a 51% operating efficiency ratio for the quarter

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Housing Industry News

Homeownership divides widen as older, wealthier buyers dominate 2026 market

Nov 5, 2026 · 03:00 PM HousingWire Automation HousingWire

Median buyer age was 58 and owners typically held homes for 12 years before selling, the longest tenure recorded

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Housing Industry News

What I learned sitting on both sides of the REO assignment

Nov 5, 2026 · 08:00 AM Jonathan Layton HousingWire

Most files are won in the first 72 hours; fast occupancy checks and clear updates prevent delays

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