Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

The borrowers traditional underwriting wasn’t built for

Oct 20, 2026 · 7:00 AM Franco Terango HousingWire

Half of Gen Z workers earn independent income, lenders are leaning on cash flow analysis plus underwriter expertise

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Housing Industry News

Mortgage needs a new productivity metric: Human attention per loan

Oct 20, 2026 · 7:00 AM Alok Bansal HousingWire

AI will not change mortgage economics until lenders measure how much expert attention each loan actually consumes

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Housing Industry News

Affordability changed the buyer. Now builders have to change the sales conversation.

Oct 20, 2026 · 7:00 AM New Home Star HousingWire

New Home Star’s buyer insights show why homebuyer affordability, buyer psychology and new home sales conversion increasingly depend on understanding what…

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Housing Industry News

Ready for surging short sales in 2027?

Oct 20, 2026 · 7:00 AM Auction.com HousingWire

Mortgage servicers are offering more pre-foreclosure short sale options to a rapidly growing pool of underwater homeowners who are also behind on mortgage…

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Housing Industry News

Builder confidence plunges as rate shock, costs squeeze margins

Oct 19, 2026 · 9:09 PM HousingWire Automation HousingWire

NAHB’s October Housing Market Index for builder confidence dropped three points to 29, a low since June 2012

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Housing Industry News

First American’s Odeta Kushi on how labor, AI and migration will impact the housing market

Oct 19, 2026 · 9:09 PM Neil Pierson HousingWire

Economist explains how 7% mortgage rates and lower home price growth are reshaping affordability and mobility

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Housing Industry News

Retirement delays rise as Americans worry about running out of money

Oct 19, 2026 · 9:08 PM HousingWire Automation HousingWire

More than half of respondents say the events of 2026 have impacted their retirement planning

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Housing Industry News

Your next deal may already be in your CRM. Here’s how to find it

Oct 19, 2026 · 8:04 PM Jonathan Delozier HousingWire

An analysis of 10 million real estate leads found that 91% had received no human contact in 90 days

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Housing Industry News

Opendoor’s shared-equity test shows a new way to hunt for buyer demand

Oct 19, 2026 · 8:00 PM Brooklee Han, Flávia Furlan Nunes HousingWire

Ownify partner helps fund purchases, buyers make five years of fixed payments, then face renewal or buyout

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Housing Industry News

Bank of America pegs 2027 mortgage volume at $1.72T, warns of 2023-style housing replay

Oct 19, 2026 · 7:16 PM Flávia Furlan Nunes HousingWire

Analysts see persistent lock-in effect and fading demand despite modest supply gains

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