Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

National housing forecasts miss the lot level reality

Oct 21, 2026 · 10:11 AM Scott Finfer HousingWire

DFW’s 110,000 vacant developed lots equal 32 months of supply, but submarket mix drives outcomes

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Housing Industry News

In November, the appraisal becomes data. The CMA stays a document.

Oct 21, 2026 · 7:00 AM Nikola Gojkovic HousingWire

Fannie and Freddie shift to MISMO-aligned fields, while listing pricing still starts with an unstructured CMA

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Housing Industry News

Why second liens won, and equity never got a product

Oct 21, 2026 · 7:00 AM Daniel Riceberg HousingWire

ICE data shows $11.7T tappable equity held by 47.5M borrowers in Q2 2026, with 54% of equity taps using second liens

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Housing Industry News

‘Mutually assured destruction’: Brokers warn of fallout from Compass’s MLS demands

Oct 20, 2026 · 9:04 PM Brooklee Han HousingWire

Brown Harris Stevens, NextHome and Lamacchia Realty leaders say listing hoarding could undermine comps and appraisals

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Housing Industry News

Village Capital settles over broken 6% VA loan rate cap

Oct 20, 2026 · 8:29 PM Flávia Furlan Nunes HousingWire

DOJ says the servicer refused rate cut requests and retaliated against those seeking relief

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Housing Industry News

Real-REMAX CEO says AI will take over housing systems

Oct 20, 2026 · 8:22 PM Jonathan Delozier HousingWire

Poleg also predicted that U.S. home prices could decline over the coming months

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Housing Industry News

Proprietary reverse mortgages continue to thrive as borrowers move away from HECMs

Oct 20, 2026 · 7:13 PM Neil Pierson HousingWire

While HECM volume fell to $880 million in Q3 2026, private-label loans totaled $1.2 billion

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Housing Industry News

Real unveils Leo Pro AI platform, agent-to-agent referral tools

Oct 20, 2026 · 7:13 PM Jonathan Delozier HousingWire

Agents using Referral Central can list areas of expertise to help colleagues find appropriate matches

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Mortgage Rate News

Mortgage Rates Move Slightly Lower

Oct 20, 2026 · 6:45 PM Matthew Graham Mortgage News Daily

Mortgage rates dropped 0.03% today on average leaving the top-tier 30yr fixed rate index at 7.40% vs 7.43% yesterday--the third lowest level in more than 3…

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Housing Industry News

Mortgage rates cool down in response to AI stock sell-off, lower Treasury yields

Oct 20, 2026 · 5:56 PM Neil Pierson HousingWire

HousingWire Data shows 30-year conforming rates at 7.52%, down 11 bps week over week, as the 10-year yield fell to 5.09%

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