Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Mortgage payments drop in August, giving buyers modest affordability gains

Sep 24, 2026 · 1:56 PM HousingWire Automation HousingWire

Median payment for purchase applicants fell to $2,162 and the index slipped 0.6% to 154.3

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Housing Industry News

Uplist partners with Arcasa to show zero-down payments on listings

Sep 24, 2026 · 1:20 PM HousingWire Automation HousingWire

Buyers can compare standard financing vs. Arcasa without an account, SSN or credit pull

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Housing Industry News

Ginnie Mae’s Gormley signals no change to FHA MIP for now

Sep 24, 2026 · 12:20 PM Flávia Furlan Nunes HousingWire

Joe Gormley calls the current structure for single-family and reverse mortgages ‘comfortable’

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Housing Industry News

Bookspan Baker Team joins NEXA, launches umbrella brand

Sep 24, 2026 · 12:00 PM Sarah Wolak HousingWire

The team plans to keep its identity while tapping NEXA loan products and technology

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Housing Industry News

PLACE acquires Maxwell, adding mortgage fintech capabilities

Sep 24, 2026 · 11:30 AM Flávia Furlan Nunes HousingWire

Maxwell supports more than $130B in annual mortgage transactions

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Housing Industry News

The silent failure mode: What happens when your AI model quietly gets worse

Sep 24, 2026 · 7:00 AM Anwar Ali HousingWire

A product leader's field notes on model drift, and why "it worked in testing" is no longer good enough

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Housing Industry News

The examiner never called

Sep 24, 2026 · 7:00 AM Nathan Knottingham HousingWire

No regulator filed the Veterans United case, that is the whole story

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Housing Industry News

How agents can vet a referral partner: 10 questions to ask before signing

Sep 24, 2026 · 7:00 AM Jason Mitchell Group HousingWire

From close rates and referral fees to lead sources and response-time requirements, here’s what agents should verify before joining a referral program

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Housing Industry News

Unison faces another class-action lawsuit, this time in North Carolina

Sep 23, 2026 · 9:53 PM Jonathan Delozier HousingWire

The case is the latest example of home equity investment providers attracting regulatory and legal scrutiny across the country

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Housing Industry News

KB Home’ build-to-order pivot pays off, but buyers remain cautious

Sep 23, 2026 · 9:17 PM Tyler Williams HousingWire

Q3 2026 revenue fell 20% and deliveries dropped 19%, while gross margin spiked to 16.5%, up from 15.2% in Q2

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