Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

Why Century and Meritage ended Q3 with too much inventory

Oct 29, 2026 · 12:47 PM Dan Oppenheim HousingWire

Century Communities guided to incentives up 2% to 2.5% in Q4, after incentives hit 13% of ASP in Q3

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Housing Industry News

Ten strategies builders need for America’s 2030s demographic cliff

Oct 29, 2026 · 9:39 AM John McManus HousingWire

Slower household growth and aging demand could reshape land strategy, underwriting, and operating scale

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Housing Industry News

Single-family new-home permits could fall 24% to 86% by 2035

Oct 29, 2026 · 9:32 AM Scott Cox HousingWire

Scott Cox models 2025-to-2035 demand at 123,000 to 670,000 permits a year vs. about 880,000 now

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Housing Industry News

A bigger slice of a smaller pie

Oct 29, 2026 · 7:00 AM Mark Milam HousingWire

Existing home sales have hovered near 4 million annually for 4 years, pushing a larger share fight

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Housing Industry News

Mortgage lending’s next big risk is between data and decision

Oct 29, 2026 · 7:00 AM Gerald Green HousingWire

As credit models, verification sources and AI workflows multiply, lenders need more than information. They need a defensible basis for relying on it.

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Housing Industry News

The housing market gets a positive Fed day for a change

Oct 28, 2026 · 11:13 PM Logan Mohtashami HousingWire

We still have some pressing issues with inflation, but it looks like the Fed doesn’t want to go crazy with rate hikes

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Housing Industry News

Alexander brothers sentenced to 30 years for sex trafficking

Oct 28, 2026 · 9:43 PM Brooklee Han HousingWire

The brothers were convicted in March 2026 after 11 women testified during trial

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Housing Industry News

Toll Brothers underwrites lots for tomorrow’s market, not yesterday’s

Oct 28, 2026 · 8:48 PM Tyler Williams HousingWire

As demand moderates, Toll Brothers is tightening its underwriting hurdle rates and doubling down on prime "Main and Main" sites

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Housing Industry News

CoStar wants faster Homes.com growth, is shifting sales into the field

Oct 28, 2026 · 8:39 PM Brooklee Han HousingWire

Net new bookings totaled $37 million, while residential segment revenue rose to $460 million from $373 million

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Mortgage Rate News

Mortgage Rates Move Modestly Higher

Oct 28, 2026 · 8:15 PM Matthew Graham Mortgage News Daily

Today's Fed announcement had no impact on mortgage rate movement, and minimal impact on intraday bond market volatility. Well before the Fed announcement,…

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