Mortgage Insights

Plain-English guidance on rates, home buying, and refinancing from the The Lending Stars team.

Housing Industry News

ERA president Alex Vidal tunes out real estate’s noise — and listens to consumers

Jul 23, 2026 · 1:18 PM Brooklee Han HousingWire

There is no shortage of things happening in the real estate industry these days. From consolidation to the debate over private listings and seller choice,…

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Housing Industry News

Flair says AI improved lead conversion in West Capital Lending deployment

Jul 23, 2026 · 1:00 PM Sarah Wolak HousingWire

Artificial intelligence startup Flair Labs says a recent deployment with West Capital Lending demonstrates how AI voice agents can help mortgage lenders…

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Housing Industry News

The silence after the breach is the part you control

Jul 23, 2026 · 7:58 AM Mitch Cohen HousingWire

A ransomware group posts a lender’s name on a dark web leak site. Terabytes of loan files, Social Security numbers, bank account details, employee records.…

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Housing Industry News

Non-agency is not subprime. The mortgage industry needs to start acting like it.

Jul 23, 2026 · 7:43 AM Victor Kuznetsov HousingWire

In the mortgage industry, no word carries more stigma than subprime. For anyone who lived through 2008, it brings up memories of falling home values, rising…

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Housing Industry News

Execution is the edge mortgage banks can control

Jul 23, 2026 · 6:43 AM Morgan Wise HousingWire

When rates surged and the mortgage market shifted almost overnight, lenders were forced into difficult decisions. Growth plans changed. Costs were…

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Housing Industry News

House subcommittee probes Compass MRED private listing network deal

Jul 22, 2026 · 9:27 PM Brooklee Han, HousingWire Automation HousingWire

A House Judiciary subcommittee is pressing Compass International Holdings and Midwest Real Estate Data (MRED) to explain their nationwide private listing…

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Housing Industry News

Pulte banks on build-to-order pivot as margins find a floor

Jul 22, 2026 · 9:21 PM Tyler Williams HousingWire

The market-driven forces for greater homebuilder margins, sales pace and efficiency in 2026 take a variety of shapes, sizes, risks and opportunistic…

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Housing Industry News

House passes bill to ease banking regulations

Jul 22, 2026 · 9:03 PM Sarah Wolak HousingWire

The U.S. House of Representatives on Tuesday passed legislation that would make a series of changes to federal banking regulations, including easing certain…

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Housing Industry News

NAR Q2 strategic plan update targets MLS rules, lawsuits, training

Jul 22, 2026 · 8:24 PM HousingWire Automation HousingWire

The National Association of Realtors (NAR) released its second-quarter update on the 2026-2028 strategic plan on Wednesday outlining progress on lobbying,…

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Housing Industry News

Michigan’s Whitmer steps up, signs single-stair reform into law

Jul 22, 2026 · 8:19 PM Richard Lawson HousingWire

Gov. Gretchen Whitmer took a big step toward clearing the path for developers to build smaller apartment buildings more affordably. Whitmer signed…

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